RESTAURANT: RULES AND RISKS INVOLVED

Open and manage any restaurant business, be it a pub, a canteen or a simple sandwich shop, involves respect of precise rules to be followed.
All activities of this type are subject to August 25, 1991 Law # 287 "for administration means the sale for consumption on site, which includes all cases where buyers consume products in the course of or in an area open to the public for this purpose. This Act applies also to public administration of food and beverages made with vending machines in rooms exclusively used for such activity. "
Beyond the rules provided for by law, it must not be forgotten also all risks that such activities involve and to which you may suffer.
Support, in this case, comes from insurance policies that, especially in this area, have a wide range of flexible and customizable, able to meet and adapt to each owner and his trade.
First of all, to ensure full protection, is surely the insurance "all-hazards", which, as the word says, it's an insurance policy covering the largest number of hazards anticipated for a given task.
Total insurance, covering equipment to areas of local, internal spaces by goods, but above all the employees and workers of the activity.
And finally, the cumulative policies, which could also cover different types of accidents such as fire, theft or vandalism.
Much more interesting and complete, are instead, those insurance companies that cover damages caused to third parties.
Leaders of this type of insurance, is the third-party liability insurance that allows you to create specific shells toward employees, contractors and third parties.
Are covered by this category so all products administered (but obviously not defective since the beginning)-grown foods, which, however, require special guarantees for damages due to defects of the product.
Finally, you can take out insurance policies for special events, such as damage or vandalism during demonstrations, marches or strikes.
Take out insurance policy for entertainment that fits perfectly to us and to our activity, as can be seen from this text, it is therefore necessary and essential to avoid nasty surprises.

Source: Mioassicuratore.it